Wealth Transfer
Wealth transfer involves managing the passage of assets from one generation to the next. This service encompasses financial strategy, tax planning, and legal structuring to ensure assets move efficiently and effectively, safeguarding the family's wealth and the benefactors' intentions across generations.
Estate Planning
Estate planning is a critical service designed to help individuals arrange for the management and distribution of their assets in a way that reflects their wishes and needs. It includes wills, trusts, and healthcare directives, to secure an individual’s legacy and ease the transition for heirs.
Family Office
A Family Office provides comprehensive management of a family's entire financial portfolio. This service is about more than just asset management; it integrates investment strategy, wealth transfer, estate planning, and sometimes even lifestyle management.
Investments
If you’d like your money to start working for you, it’s time to learn about investing. Everyone has different needs and circumstances but here are some basics to consider. Of course, we recommend you contact us before you start putting your money into any form of investment.
Superannuation
So, you might need a lot more money for your retirement than you think. Unless you’re counting on a lotto win or growing your own personal money tree, super can help you enjoy your retired days by allowing you to maintain a good standard of living, which isn’t achievable by receiving just the Age Pension.
Self Managed Superannuation
Self-managed super funds (SMSFs) are a way of saving for retirement. SMSFs are one of the fastest growing sectors of the Australian super industry. SMSFs give people full control of their own super fund, including all the legal and tax responsibilities associated with doing this.
Retirement Planning
Retirement means different things to different people. We all have different ideas of what the second half of our lives looks like and that’s why planning for your retirement is so important. Putting money into super now can still be a tax effective way to invest your money for the future.
Wealth Protection
An accident, sickness or death of a working age parent will almost always have a significant impact on the financial circumstances of the family. Despite this Rice Warner Actuaries calculate that over 95 per cent of families do not have adequate insurance.
Debt Management
Borrowing money is easy these days and that’s why it’s even easier to get into debt. But, not all debt is bad debt. Having a debt management plan in place and understanding the different between good and bad debt could help you make better financial decisions.
Aged Care
The financial issues of aged care are complex and you need to obtain an accurate understanding of the facts as they apply to you and your unique needs. Just getting a basic understanding of what forms to complete, when to complete them and where to send them can be a difficult path the navigate.