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Perspective Financial Services Pty Ltd ABN 19 056 130 351 trading as Perspective Financial Services is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited (Australian Financial Services Licence No. 232706). General Advice Warning Any advice contained in this website is of a general nature only and does not take into account the objectives, financial situation or needs of any particular person. Therefore, before making any decision, you should consider the appropriateness of the advice in regard to those matters.